xpate is the payments platform that prioritises simplicity, speed and user experience.
We provide businesses with a single multi-fit solution that unites all of the desired payment methods to cover an extensive range of demands that otherwise require onboarding and integration with multiple partners.
Internet acquiring, bank transfers, facilitation of payments done via APMs along with mass payouts, card payouts and currency exchange are available within one unified framework. All funds acquired by our client over the course of a business day are settled within the xpate payment solution and can be sent to a merchant bank account straight away, third party account, used for mass payout to service providers or for card payout.
Our ethos is centred around creating a simple and rewarding payment experience. By using advanced technology solutions we are able to automate and speed up typically clunky, time-consuming processes. This is all complemented by advanced security and fraud- monitoring systems.
With the difficult payments aspects taken care of, our clients are free to do the important thing – grow their business
A PayFac is a company that simplifies the payment process for sub-merchants by providing a unified platform. They act as a middleman between the sub-merchant and the acquiring #bank and handle all the necessary compliance and underwriting processes.
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