Token.io is an open banking payments platform driving the shift to faster, fairer, frictionless payments by enabling payment providers to efficiently launch and scale with open banking enabled account-to-account (A2A) capabilities.
Token’s turnkey, white label-ready solution is uniquely designed to enable PSPs, gateways and acquirers to efficiently launch and manage open banking payment propositions. With the broadest out-of-the-box open banking connectivity for PIS and AIS in the UK and Europe, Token processes tens of millions of open payments annually for over 80 customers and partners. Token’s focus on payments has also enabled it to develop deep functionality that makes it elegant and simple for merchants to accept lower cost bank payments straight from apps and websites, while its complete open banking toolkit enables businesses to create new capabilities and revenue streams by blending API-based payments and data.
A pioneer in open payment initiation and data aggregation technology, Token.io made history by conducting the first end-to-end payment through a public bank API in 2018. Over the following four years, open banking has fundamentally changed the payments landscape, and Token.io has emerged as a clear market leader providing the infrastructure behind Europe’s most successful A2A payment propositions.