REPAY, established in 2006, is a full-service payment technology and processing provider that enables the expedient and secure collection of payments through any channel at any time. Our omnichannel payment platform provides direct integration with enterprise management systems and access to a suite of payment solutions, including credit/debit card processing, ACH processing, Instant Funding, IVR/phone pay, text pay, electronic bill payment and presentment (EBPP) systems, and consumer-facing payment portals, such as web portals and mobile apps. REPAY also serves the B2B space by automating accounts payable (AP) services and outbound vendor payments through virtual card, ACH, and check processing and effectively managing the full print/mail and electronic communication stream.
Through our proprietary clearing and settlement platform, we also offer ISOs and Payment Facilitators more autonomy and greater flexibility than the traditional large acquirer programs. Supported by our high-touch service, powerful payments engine, and intuitive reporting tools, we can build a customized program and ensure on-time and accurate transaction processing.
REPAY serves multiple verticals, including personal lending, auto lending, mortgage servicing, B2B, receivables management, healthcare, and credit unions. We recently acquired TriSource Solutions, APS Payments, Ventanex, cPayPlus, and CPS Payment Services.
REPAY is a public company listed on the Nasdaq Stock Market under the ticker symbol RPAY and has been a certified Great Place to Work® since 2017. The company is headquartered in Atlanta, GA, and has offices in Bettendorf, IA; Chattanooga, TN; Chicago, IL; Dallas, TX; East Moline, IL; Fort Worth, TX; Mesa, AZ; Phoenix, AZ; Salt Lake City, UT; and Sarasota, FL. For more information, visit www.repay.com.
A PG is a transaction processing technology that captures, stores, and transmits card information from the customer to the acquirer.
A PSP is a financial entity that is authorized to process transactions between buyers and merchants.
A PA is a company that enables merchants to accept payments through a single account. They aggregate transactions from multiple merchants into a single merchant account and facilitate payouts.
A PayFac is a company that simplifies the payment process for sub-merchants by providing a unified platform. They act as a middleman between the sub-merchant and the acquiring #bank and handle all the necessary compliance and underwriting processes.
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