Optimus Cards UK Limited

Optimus Cards UK Ltd. is the pioneer in providing white label debit card programmes to financial institutions underserved by traditional providers.

Optimus Cards is a fully FCA authorised Electronic Money Institution who can issue Electronic Money Products (including prepaid cards) and related Payment services.

Additionally, we are a Principal Member of Mastercard which allows us to provide BIN Sponsorship services.

The idea of Optimus Cards was born when the founders of the company became aware that the customers of smaller financial institutions in the UK and Europe were being deprived of access to real debit cards as a result of barriers to entry which favoured organizations with scale.

To address that need, Optimus Cards has built an ecosystem of top providers, and now offers the first ever size-agnostic true debit card in the marketplace.

Optimus Cards removes the barriers of scale faced by UK/European banks and credit unions, allowing institutions of any size to offer true debit cards to their members for the first time ever. We partner with providers in the industry, using the power of aggregation to build first-class card solutions without the limitations of prepaid products.

We feature flexible and scalable sizing, full-service operational support, and platform-agnostic, turnkey deployment. With real time linkage directly to member accounts, zero liquidity reduction, total white label, and end-to-end operational management, our size-agnostic debit contactless Mastercard is unlike anything offered before.