Shop now, receive your purchase straight away, pay it off over 6 weekly payments. Always interest-free.
Laybuy is a global leader in Buy Now, Pay Later payments technology. Launched in May 2017, Laybuy has grown to be used in thousands of stores with shoppers around the world using the platform every day.
Now launched in 3 countries - UK, New Zealand & Australia, Laybuy continues to innovate and expand abroad and be the global leader in deferred payment technology.
The smart way to pay. Your moment is now.
Technology and innovation is constantly changing the way consumers interact with each other and businesses. When we first started talking about Laybuy we identified two problems we were trying to solve.
The first is a problem common to all consumers. People want their products now but may not be able to pay for it in full today or may simply wish to spread the cost over time.
The second is a problem common to all merchants. How can I improve what I offer my customers?
Laybuy is the solution.
Laybuy is an innovative, fully integrated payment platform designed with simplicity at its core. We pride ourselves on transparency to everyone we assist.
Laybuy’s mission is to revolutionise the way we spend across all sectors of the market and provide a solution that is tailored to you or your business’ needs.
A PG is a transaction processing technology that captures, stores, and transmits card information from the customer to the acquirer.
A PSP is a financial entity that is authorized to process transactions between buyers and merchants.
A PA is a company that enables merchants to accept payments through a single account. They aggregate transactions from multiple merchants into a single merchant account and facilitate payouts.
A PayFac is a company that simplifies the payment process for sub-merchants by providing a unified platform. They act as a middleman between the sub-merchant and the acquiring #bank and handle all the necessary compliance and underwriting processes.
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