XPay is a fintech company that develops digital transformation solutions with a focus on financial empowerment. We aspire to improve quality of life by providing a range of solutions that help optimize financial management on both the business and individual levels.
Established in 2018, XPay was founded by Dr. Mohamed Abelmottaleb, a serial entrepreneur with over 25 years of management and technology experience. Armed with a background in nanotechnology and previous startups in the realms of AI and big data, Dr. Mohamed is no stranger to the challenges of today’s digital world, and his vision is focused on using technology solutions to alleviate them.
Inclusive of Younger Generations
To sustain this vision, we are also adamant on being inclusive of today’s younger generations, who undoubtedly are the driving force behind a truly cashless society built on sound financial knowledge.
Targeting Community Ecosystems
Our decision to initially target community ecosystems meant that we could bring the benefits of our smart solutions not only to businesses, but also to families, who are the beating heart of any community. By doing so, we are able to improve quality of life for families by enabling them to reap the limitless benefits of financial empowerment within their existing comfort zones.
A PG is a transaction processing technology that captures, stores, and transmits card information from the customer to the acquirer.
A PSP is a financial entity that is authorized to process transactions between buyers and merchants.
A PA is a company that enables merchants to accept payments through a single account. They aggregate transactions from multiple merchants into a single merchant account and facilitate payouts.
A PayFac is a company that simplifies the payment process for sub-merchants by providing a unified platform. They act as a middleman between the sub-merchant and the acquiring #bank and handle all the necessary compliance and underwriting processes.
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4th Sep at 14:44Very active technical team with a very supportive business development team willing for success and customers satisfaction